The Premier Guarantee provides you with a comprehensive 10 year insurance guarantee against major structural damage which affects the New Housing Unit, discovered during the Structural Insurance Period.

It is recognised by the Council of Mortgage Lenders and details of The Premier Guarantee are shown in their handbook. In view of this, it is accepted by Building Societies throughout the UK.

The Premier Guarantee is underwritten by Liberty Mutual which employees 37,000 people across 900 offices worldwide, has consolidated assets of $54 billion and £13.5 billion in revenues.

The Premier Guarantee offers an alternative to obtaining Architect's Certificates. It is an independent insurance policy which enables you to know exactly what you are covered for from the outset. An Architect's Certificate is merely a document which states that the building has been built to a certain standard - it is not an insurance policy.

If you have subsequent problems with the property it would be down to the home owner to take action against the Architect and prove that the structural fault was as a result of their negligence. This can prove to be a long, costly and difficult procedure, especially if you need to pursue a claim through the courts. What's more, the Builder, the Architect or the Solicitor (who ever was the negligent party) may no longer still be in business.

Project Builder utilises the Premier Guarantee which is one of the most comprehensive Structural Warranty covers available. What's more, the Premier Guarantee utilises a network of qualified surveyors throughout the UK. The inspections known as 'technical audits' are a key feature of the policy as they provide you with the peace of mind from knowing that the design and build process has been scrutinised by an independent surveyor.

The Premier Guarantee is extremely flexible in that it can cater for the following projects;

• New builds
• Properties that are already in the course of construction
• Completed properties